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Citizens Insurance Co of Canada v Parsons : ウィキペディア英語版 | Citizens Insurance Co of Canada v Parsons
''Citizens Insurance Co of Canada v Parsons'' is a major Canadian constitutional case decided by the Judicial Committee of the Privy Council. The Council interpreted the property and civil rights clause of section 92(13) in the Constitution Act, 1867 to be read expansively to include contracts related to insurance to be within the power of the provincial governments, while the countervailing Trade and Commerce clause of section 91(2) was to be read narrowly. ==Background==
Parsons was the owner of a hardware store in Orangeville, Ontario that was covered by an insurance policy provided by Citizens' Insurance Co. of Canada. At the time the policy was issued, he also had a similar policy in effect with the Western Assurance Company. When a fire burnt down the store in August 1877, Citizens' refused to pay, on the basis that the non-disclosure of the Western policy violated the terms of its policy, as well as a statutory condition under Ontario's ''Fire Insurance Policy Act''.〔R.S.O. 1877, ch. 162〕 Parsons sued to collect on the policy, contending it did not comply with the presentation requirements of the Act.
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